“Beginning a higher education has been a challenge, not only academically but also financially.  Although attending a four-year university was a bit costly for my family, Covenant has made this burden easier on my parents by providing them with the necessary money to pay for some of my academic expenses, such as my books and my summer school tuition.   I am glad my mother made the decision to be part of the Smart Savings Program because I know she was doing it thinking about me.  Thank you Covenant guys for being part of many family dreams…especially mine!” - Maria Ayala

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